Fully reserved · Redeemable 1:1 · Live on-chain

The money layer for the open internet

FunFiLabs issues USDT and EURC — Europa Coin — stable digital currencies backed by reserves and redeemable at par. Move value worldwide in seconds, settle with the certainty of cash.

0 Currencies issued
1 : 1 Redeemable at par
0% Reserve coverage
24 / 7 Mint & redeem

Trusted across the ecosystem

Currencies

Two currencies.
One standard of trust.

Every token in circulation is backed by an equivalent value of reserves. Mint when value enters, redeem when it leaves — at par, on demand.

USDT

FunFi Dollar

Live

A dollar-denominated digital currency for payments, trading and settlement at internet scale. Stable by design, transparent by default.

Peg
1 USDT = 1 USD
Network
FunFi Chain · FUN-20
Backing
Cash & equivalents
Explore USDT

EURC

Europa Coin

Live

A euro-denominated digital currency for European commerce and global treasuries. One EURC is always redeemable for one euro of reserves.

Peg
1 EURC = 1 EUR
Networks
Ethereum · Arbitrum
Decimals
18
Explore EURC

Payments

Settle merchant and payroll flows in seconds, with no cut-off times or correspondent banks.

Treasury

Hold dollars or euros on-chain, move them between entities and redeem at par whenever needed.

Exchanges

List a standard token interface with deep composability across wallets and venues.

On-chain finance

Use stable units of account inside contracts — lending, market-making, settlement, escrow.

Lifecycle

From dollars to digital,
and back again.

A simple lifecycle, enforced by reserves and verifiable on-chain.

Step 01

Deposit

Bring dollars or euros into FunFiLabs. Funds are held in segregated reserve accounts, never lent against.

Step 02

Mint

An equal amount of USDT or EURC is issued to your wallet — instantly composable on-chain.

Step 03

Use

Pay, trade, settle and build. The token moves at the speed of the internet, 24/7, with no cut-off times.

Step 04

Redeem

Return tokens to FunFiLabs and receive the underlying currency one-for-one. The supply contracts.

Trust & reserves

Backed 1:1.
Verifiable by anyone.

FunFiLabs holds reserves equal to every token in circulation. No fractional reserves, no leverage on customer funds — only liquid assets you can always redeem against.

  • Reserves held separately from operating funds
  • Redemption at par, available every day
  • Circulating supply auditable on-chain in real time
  • Verified, immutable smart contracts
0% Reserve coverage
100% reserve-backed 1:1 redemption, on demand Verified, immutable contracts Real-time on-chain transparency

Infrastructure

Built like market infrastructure, not like an app.

01

0

Typical settlement time, anywhere in the world, at any hour.

02

0

Networks carrying FunFiLabs currencies — Ethereum, Arbitrum and BNB Chain.

03

1 : 1

Every token is a claim on reserves, redeemable at par on demand.

Reserve discipline

Customer reserves sit in liquid, low-risk assets, segregated from operating capital and never used as collateral for leverage. Supply can never exceed the reserves standing behind it.

Standard interfaces

ERC-20 and FUN-20 semantics across every deployment. If your stack already speaks to tokens, it already speaks to EURC and USDT — no bespoke integration required.

Multi-chain by design

One reserve pool reconciles supply across chains, so builders can meet users where they already are without fragmenting the backing.

Public supply data

Total and circulating supply are published as plain numeric endpoints — the format listing platforms and trackers expect.

Verified contracts

The official addresses.

Always confirm you are interacting with these exact addresses. FunFiLabs publishes contract addresses only here and on our verified channels.

EURC · Europa Coin

Ethereum Mainnet · ERC-20

Verified
0x439ACE7A725037b857637dc04Ebe29a55127D59f
View on Etherscan Native EURC on Ethereum Mainnet.

EURC · Europa Coin

Arbitrum One · ERC-20

Verified
0x439ACE7A725037b857637dc04Ebe29a55127D59f
View on Arbiscan Native EURC on Arbitrum One.

EURC · Europa Coin

BNB Smart Chain · BEP-20

Legacy · migrating
0xe207ee6ca34a7fc941d40e55694fcd02f12e8091
How to migrate Swap 1:1 for native ERC-20 EURC.

USDT · FunFi Dollar

FunFi Chain · FUN-20

Launching
0xF6011dA2d75DECdbc64d56d8C47057Bc359dA279
USDT details Confirm on a verified channel before the launch announcement.

For developers

Stable value,
one import away.

EURC and USDT are standard tokens. Drop them into wallets, exchanges and protocols — no special integration required.

  • Standard ERC-20 / FUN-20 interface
  • Works with ethers.js, viem and web3.js
  • Composable inside any smart contract
  • Public supply endpoints for listings
balance.ts
import { ethers } from "ethers";

// EURC — Europa Coin on Ethereum Mainnet
const EURC = "0x439ACE7A725037b857637dc04Ebe29a55127D59f";

const provider = new ethers.JsonRpcProvider(RPC_URL);
const eurc = new ethers.Contract(EURC, ERC20_ABI, provider);

const balance = await eurc.balanceOf(wallet);
console.log(ethers.formatUnits(balance, 18), "EURC");

FAQ

Questions, answered.

Every token in circulation is backed one-for-one by reserves held in cash and cash equivalents, kept separate from FunFiLabs' operating funds.

Tokens can be redeemed with FunFiLabs for the underlying currency at par. When tokens are redeemed, the corresponding supply is removed from circulation.

EURC is live on Ethereum Mainnet and Arbitrum One as an ERC-20 token, with legacy BEP-20 EURC on BNB Chain migrating across. USDT is issued on FunFi Chain as a FUN-20 token.

Only use the addresses listed on this page and on our verified channels. The official EURC contract on Ethereum and Arbitrum is 0x439ACE7A725037b857637dc04Ebe29a55127D59f. Always double-check before transacting, and verify any wallet address with our checker.

The team

The people behind the protocol.

A small, senior team from payments, security and on-chain finance.

Alex Mercer

Founder & CEO

Lena Voss

Chief Technology Officer

Marco Reyes

Head of Protocol

Sofia Lindgren

Head of Compliance

Build on stable money.

Product updates, verified announcements and direct access to the team. These are our only official channels.